Retainer-Based Financial Planning Services:

The IFPS retainer-based monthly subscription offering includes a comprehensive suite of financial planning services provided for a fixed subscription fee. New clients pay an initial fee for development of a comprehensive financial plan, then a flat monthly fee depending on complexity and a client's specific facts and circumstances.

A subscription platform allows for a strengthened partnership and ability to provide more comprehensive financial guidance when and how you need it. Additional information regarding retainer services is included below:

Financial Plan

Phase 1. Taking Stock

This stage is focused on understanding your goals, your finances, and the levers at your disposal to optimize your financial situation, including:

  • Goal assessment and prioritization
  • Generation of a Net Worth Statement
  • Inventory of key financial information, including:
    • Workplace benefit offerings
    • Risk management program
    • Investment portfolio holdings
    • Debt Summary
    • Tax Returns

 

Phase 2. Creating a Customized Plan

Once you've shared your goals and we've assessed the opportunities associated with your current financial situation, we go to work to develop a comprehensive, customized financial plan, which may include:

  • Investment Policy Statement and Asset Allocation Plan
  • Detailed portfolio recommendations
  • Saving and spending plan
  • Insurance needs analysis and recommendations
  • Estate planning guidance
  • Debt repayment strategy